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Card Types

  • 4 days ago
  • 1 min read

PayFun offers two types of cards: Virtual Card and Physical Card.


Virtual Card:

A digital card with no physical form. Payments are completed using card details such as card number, expiration date, and security code (CVV).


Physical Card:

A tangible payment card made of PVC plastic or metal, embedded with an EMV chip and magnetic stripe.



Differences between Virtual Card and Physical Card:


Virtual Card (Silver Card）

Physical Card (Prime Card）

Basic Information

Payment Use Cases

  • E-commerce shopping

  • Subscription services (e.g., ChatGPT, Netflix)

  • ATM withdrawals

  • POS payments

  • Convenience stores

  • Gas stations

Payment Methods


  • Manual card entry

  • Apple Pay / Google Pay binding

  • Alipay & WeChat Pay

  • Card insert, swipe, tap (NFC)

  •  ATM cash withdrawal

  •  Manual card entry

  •  Apple Pay / Google Pay binding

  • Alipay & WeChat Pay

Card Issuance Time

Instant issuance

Physical card delivery required (7–30 days)



 
 
 

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